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Liability Insurance Program For those Santa groups that are interested, as stated in the last issue of Santa’s Society, K&K Insurance is offering Performer Insurance the those Santa Groups that qualify. The Qualifications are simple, a formal or informal group. This information was provided by Kevin Kurtz, Resident Sales Director of K&K Insurance Group, Inc. This information is valid for effective dates from4/1/08 through 3/31/09K&K Insurance Group, Inc. • P.O. Box 2338 • Fort Wayne, IN 46801-2338 • 1-800-328-2317 • Fax 1-260-459-5502 www.kandkinsurance.com • CA #0334819
Program DescriptionThis insurance program has been specifically designed for entertainers and performers who work on an independentcontractor basis entertaining at local fairs, festivals, special events, private parties, convention or tradeshow booths.Coverages provided under this program include important liability protection for the performer for liability claims arising out oftheir operations. The following criteria must be met to be eligible for consideration of coverage under this program:• Entertainer or performer must be at least 18 years of age. • Annual gross income from the performer’s activities cannot exceed $100,000. Liability Coverage and LimitsCommercial general liability coverage protects the insured against liability claims for bodily injury and property damagearising out of premises, operations, products and completed operations. No deductible applies to liability claims.Coverage Limits - Option I Limits - Option IICommercial General Liability Each Occurrence $1,000,000 $ 2,000,000General Aggregate (other than Products-completed Operations) $2,000,000 $ 2,000,000Products-completed Operations Aggregate $1,000,000 $ 2,000,000Personal and Advertising Injury Excluded ExcludedLegal Liability to Participants $1,000,000 $ 2,000,000Medical Expense (other than participants) $ 5,000 $ 5,000 Damage to Premises Rented to You $ 300,000 $ 300,000 Medical Payments For Participants CoverageMedical Payments For Participants coverage pays the medical and dental expenses incurred by a participant when anaccidental injury occurs while participating in your operations. The coverage is provided on a primary basis. A $0deductible applies to each claim, and the benefit period is two years from the date of the accident. A participant is anyperson involved in audience participation or an interactive component of an insured performance or entertainmentactivity. Participants do not include the insured entertainer or performer.Coverage LimitMedical Payments For Participants $ 5,000 per claimRate Option I - $1,000,000 Option II - $2,000,000Per performer with an annual $200 $300income of $30,000 or lessPer performer with an annual $300 $450 income between $30,001 and $100,000 If you are interested in acquiring this insurance either contact K&K insurance as stated above or contact Santa’s Society at
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and we will send you the entire brochure and enrollment form as a PDF file.
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